But the fact of life is it does not. And one could bitch and moan about it all one wants, the logic will not change. To get something, you have to work for it, and whether you "deserve it" or not has relatively little if anything at all to do with it.
In some sense, it is the most fair of all the possible ways things can be. Those, who can conqueror their fears and laziness are the ones that succeed - not those with innate "gifts" or "good moral character".
Trouble, of course, being that effort is hard. Especially when you encounter setbacks. But that is essentially what separates people - whether they have the strength to keep pushing, or just give up.
I have gone the latter route way too long now in one aspect of my life. Time to turn things around and get it handled. After all, it is only myself who is holding me back.